Health Insurance, FSA, or HSA

How to Audit your Health Insurance, FSA, or HSA Amounts

Mistakes can also happen in the payment of your Health Insurance, Flexible Spending Account, or Health Savings Account.  Here’s how you can audit those earnings on your earnings statement.

1. Know what your premiums are.
   1. You can look up the premiums for your medical plan at PEBB.
   2. You may have other deductions such as spousal surcharge or tobacco surcharge. Check these and make sure they are correct.
   3. Check your FSA/HSA deductions at the Navia website.
2. Compare your premiums and deductions with your earnings statement.
   1. Premiums are monthly. Divide by 2 to find the amount that should be deducted on each paycheck. This number should be the same on every paycheck until June 10.
   2. Your premiums may have changed as of 1/1/22. 
   3. On June 10, in addition to the regular insurance premium, a balloon payment is collected to account for the 6 pay periods in the summer. This amount is labeled PrePay and should be 3 * the monthly premium. There will be a total of 3.5 * monthly premium collected on June 10.
   4. NOTE: Many faculty did not have Health insurance premiums deducted on 9/25/21 or 10/10/21.

Questions?

If you have any other questions about your earnings, the collective bargaining agreement is a good place to start.  You may also contact the president of your union at aftedmonds@gmail.com.